What happens to my bankruptcy case after I receive a discharge?

What happens to my bankruptcy case after I receive a discharge?

If you successfully complete your bankruptcy case, you will receive a discharge that wipes out your personal liability for most types of debt. In most cases, the court will close your case shortly after it enters your discharge.

Can a discharge be revoked in a chapter 13 bankruptcy?

A debtor is ineligible for discharge under chapter 13 if he or she received a prior discharge in a chapter 7, 11, or 12 case filed four years before the current case or in a chapter 13 case filed two years before the current case. Can the discharge be revoked? The court may revoke a discharge under certain circumstances.

Where do I find the discharge date on my bankruptcy?

You’ll find the filing date and case number at the top of almost any document you receive from the court. The discharge date will appear on the left-hand side of the discharge order immediately next to the issuing judge’s name (you’ll find the case number in the top box). Why does the filing date matter?

Can a noncitizen file for bankruptcy before the discharge date?

Qualifying debts that you incur before you file for bankruptcy are eligible for discharge. Any debts that arise after you file for bankruptcy aren’t included in the bankruptcy. Why does the discharge date matter?

What happens to your credit when you file bankruptcy?

If you successfully complete your bankruptcy case, you will receive a discharge that wipes out your personal liability for most types of debt. In most cases, the court will close your case shortly after it enters your discharge. But the court can reopen your bankruptcy case for a variety of reasons even after you receive your discharge.

Can a creditor reopen a bankruptcy case after it is closed?

You, the trustee, or a creditor can ask the court to reopen your bankruptcy case after your case has been closed. If you successfully complete your bankruptcy case, you will receive a discharge that wipes out your personal liability for most types of debt.

Can you file an ex parte motion to reopen your bankruptcy?

But court rules vary as to whether you can file an ex parte motion — and they often depend on your reason for reopening your case. In addition to your motion, you will usually have to submit a proposed order to reopen your case. If the judge agrees with your motion, he or she will sign the order to have your case reopened.

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