Can a civil judgment be entered against you?

Can a civil judgment be entered against you?

As you can see getting a civil judgment entered against you can have huge consequences and it should be avoided at all costs. If you live in Washington state and have additional questions about civil judgments, give Symmes Law Group a call at 206-682-7975 to learn about your options.

What does a judgment mean in a civil case?

If a judgment has been entered in a civil lawsuit, it means that the court/jury has decided that one party to the case is the victor. Included in the judgment is the determination of which side prevailed, and how much money is owed from the judgment debtor to the judgment creditor.

What happens if you ignore a judgment from a court?

If you ignore the lawsuit, the court will enter an automatic judgment against you, known as a default judgment. Of course, even if you file an answer to the lawsuit, you can still lose the case.

How can a creditor use a judgment against you?

How the Creditor Can Use the Judgment. Under state law, a judgment is a lien on property, which opens up a host of possibilities for creditors. If your state allows it, the judgment can file a levy with the court and your employer, instructing the employer to garnish a portion of your wages, to pay the creditor with.

How does a civil judgment determine who is the Victor?

1. A civil judgment determines who is victor in a case and what the award is If a judgment has been entered in a civil lawsuit, it means that the court/jury has decided that one party to the case is the victor.

How does a civil judgment affect your credit?

This item can bring your credit score down significantly and once a judgment is entered against you it may remain on your credit for several years, even if you satisfy the debt. The credit report would just be updated to “satisfied” and not removed permanently.

Can a civil judgment be eliminated in bankruptcy?

Debts reduced to civil judgments can be eliminated in bankruptcy just as the debt that lies behind the judgment could. Bankruptcy looks at the nature of the debt behind the judgment to determine if you can escape it, not to the procedural status of the debt.

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What’s the interest rate on a civil judgment?

Judgments accrue interest as well. In Washington, the statutory interest rate on judgments is 12%, even if no interest rate is listed. Often I see much higher interest rates included on default judgments up to 26% which can cause your debt load to grow rapidly.

What happens if I file an answer to a judgment?

Of course, even if you file an answer to the lawsuit, you can still lose the case. A judgment can turn an otherwise uncollectible old credit account into a collectible amount of money. For instance, a statute of limitations may prevent a creditor from collecting funds you owe him, after a set number of years.

How can I collect money from a civil judgment?

Collecting the money awarded through civil judgments can be a complex process. To get your hands on the restitution you may need to pay 50 dollars or more as court fees. Moreover if you plan to get the money without the assistance of an attorney you will need to keep track of information like where the offender works his assets and liabilities etc.

As you can see getting a civil judgment entered against you can have huge consequences and it should be avoided at all costs. If you live in Washington state and have additional questions about civil judgments, give Symmes Law Group a call at 206-682-7975 to learn about your options.

If a judgment has been entered in a civil lawsuit, it means that the court/jury has decided that one party to the case is the victor. Included in the judgment is the determination of which side prevailed, and how much money is owed from the judgment debtor to the judgment creditor.

Judgments accrue interest as well. In Washington, the statutory interest rate on judgments is 12%, even if no interest rate is listed. Often I see much higher interest rates included on default judgments up to 26% which can cause your debt load to grow rapidly.

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