What happens after I file my bankruptcy papers?

What happens after I file my bankruptcy papers?

If you give them a case number, they will know you have actually filed and you will not hear from them again. Within a few hours of your filing, your case will be assigned to a judge and a trustee. The trustee is a lawyer appointed by the bankruptcy court to administer your case.

Do you need a passport to file bankruptcy?

We recommend against bringing passports even though they are acceptable because the trustee will look through the passport and ask how you were able to pay for any trips that the passport reveals. You also must read a document called the Bankruptcy Information Sheet before you are questioned.

What happens when a bankruptcy case is adjourned?

When cases are adjourned, you usually do not have to go back, but you should make sure your second appearance is not required. In most cases, the meeting is closed and there are no assets for the trustee to administer, and the trustee will file a no-asset report with the court.

What happens after I file for bankruptcy and get appointed a trustee?

The trustee is a lawyer appointed by the bankruptcy court to administer your case. In addition to assigning a trustee, the court will also set a date for your court appearance about 4 to 5 weeks after the filing. This is called a creditors meeting.

What happens if you make a mistake on a bankruptcy form?

Your bankruptcy forms are signed under penalty of perjury. When you file, you’re declaring that the information in your bankruptcy forms is true and correct to the best of your knowledge. If you accidently leave something out or make a mistake, you’ll need to make changes to your forms. This is done by filing an amendment with the court.

When does bankruptcy show up on your credit report?

How long it shows up depends on which type of bankruptcy you file. Chapter 7 bankruptcy stays on your credit report for 10 years after the filing date. A completed Chapter 13 bankruptcy stays on your credit report for 7 years after the filing date, or 10 years if the case was not completed to discharge.


When to file a Chapter 7 or 13 bankruptcy?

When an individual doesn’t qualify for debt relief under Chapter 7 because they make too much money or had a prior Chapter filing, that person can file Chapter 13 instead. A Chapter 13 bankruptcy case is a debt reorganization.

How much does it cost to file a Chapter 7 bankruptcy?

Get Your Filing Fee The federal court charges a filing fee of $338 for a Chapter 7 bankruptcy. This amount is typically due when the bankruptcy petition is filed with the court. If you don’t have the funds to pay the filing fee now, you apply to pay your fee in installments, after your case has been filed.

Can a bankruptcy stop a lawsuit from proceeding?

Filing for bankruptcy will stop collection lawsuits from proceeding to judgment, and, in some cases, will take care of debt liability that’s been reduced to a money judgment. Skip to Main Content Find a Lawyer

When is the deadline to file for bankruptcy?

Bankruptcy paperwork can be filed at the time the case is filed, or it can be filed within 14 days after the case is filed. In special circumstances, the deadline can be extended beyond the 14 days.

What should you not do when filing for bankruptcy?

Don’t Provide Inaccurate, Incomplete or Dishonest Information. On your bankruptcy paperwork, you’re required to provide under penalty of perjury complete and accurate information about all of your assets, debt, income, expenses and financial history.

Can a bankruptcy case be dismissed for paperwork?

With that in mind, there is little excuse for a debtor’s case to be dismissed for paperwork—yet, it happens every day. Debtors are required to attend a meeting of creditors, which is also called a Section 341 meeting. The name comes from the bankruptcy code that requires you to attend.

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